Enjoy Peace of Mind with Healthcare Designed Around You

HMCA

At HMCA, we understand that true wellbeing is about more than just medical treatment. It’s about choice and feeling supported and our members are at the heart of everything we do. Whether you’re making an enquiry, joining us, or submitting a claim, we’re here to support you every step of the way.

With no age limit and guaranteed acceptance, HMCA offers flexible medical plans to suit your lifestyle. And because 90% of our claims are processed on the same day, you’re free to focus on what matters most.

Your choice includes:

  • Access to the hospital and specialist of your choice
  • Support from enquiry through to claim by our professional customer services teams
  • No medical examinations 
  • Treatment time that suits you
  • Claims settled promptly
  • Transfer and save or start today. 90% of members surveyed saved money by transferring to HMCA.*
Your choice of plans:
  • Medical Plans
  • Cash Plans 
  • Dental Plans
  • Plus Plans with 24/7 GP Advice Line, including video consultations and private prescriptions.

Exclusive offer for WSG dealers

HMCA Private Medical Plans for members of Warranty Solutions Group. Healthcare designed around you so you can enjoy peace of mind. As an additional benefit, Warranty Solutions Group have agreed to offer you a further 5% discount if you join HMCA instead of them receiving a sponsorship fee.**

Join today and receive £150 off your first-year subscription or a £100 Amazon Gift Card.

Medical plans

Comprehensive benefits, no waiting period and access to fast & efficient treatment

Dental plans

Routine x-rays and examinations, and treatments with choice of private or NHS dentists

Cash plans

Covering unexpected medical bills & hospital accommodation

Travel plans

Covering the cost of expensive overseas medical treatment

Company plans

Peace of mind for employers, aiding quicker return to work turn arounds

The benefits

  • Choice of which hospital and specialist you use
  • Allows you to avoid long NHS waiting queues
  • No age restriction when registering
  • Receive a tax-free NHS cash benefit
  • Claims are settled promptly, with no impact on your cover plan

    Register your interest

    For further information and quotations, contact HMCA by telephone on 01423 799949 or visit https://www.hmca.co.uk/wsg

    *Based on data provided by members who joined HMCA between 1st January 2025 and 30th June 2025.

    HMCA/S PLC (trading as Hospital and Medical Care Association, HMCA and HMCA Members) which is authorised and regulated by the Financial Conduct Authority (FRN:307587). HMCA/S PLC is a company registered in England, company number: 01362094, registered office: Beech Hall, Knaresborough, North Yorkshire, HG5 0EA.

    ** Applies first year only and applies to all plans except Travel Insurance